Financial Planning

The Financial Planning Process

“If you Fail to Plan, You are Planning to Fail”
– Benjamin Franklin

A well-developed financial plan will encompass key items such as:

A well-developed financial plan will encompass key items such as:

  • Cash Flows
  • Savings
  • Budgeting
  • Investments
  • Risk Management
  • Insurance Planning
  • Retirement
  • Estate Planning

Additionally, these are the steps we take to help you with financial planning:

  • We provide a brief description of our services, philosophies, methodology, and fee structure. If our service offerings appear to fit your needs, a complimentary Get Acquainted Meeting will be scheduled either in person, virtual, or by telephone.

  • The purpose of this meeting is to get to know each other. This is an opportunity to exchange information about your needs and objectives, where you currently are in reaching your goals, and what you are looking for in an advisor. We will discuss which services are right for you, and provide an estimate of the cost of our services.

  • The financial planning process is all focused on you. The only way that we can deliver what you need is to understand what those needs and priorities are. You and your advisor will discuss in detail your current financial situation as well as gather any related documents. Together we will work to define your goals and your comfort level further when it comes to taking financial risks.

  • We will then take your priorities and finances into account in developing a plan. Together we will review the main assumptions, recommended course of action, and the pros and cons associated with your plan. Our goal is to provide you with the information and analysis so that you can make informed decisions.

  • The plan is reviewed again before it is put into motion, addressing any questions and concerns that you may have. We review the action steps from the financial plan and discuss how they will be carried out and may walk alongside you each step of the way as you implement the various financial strategies.

  • Financial planning is an ongoing process, not a one-time event. As life happens, and your financial situation and goals evolve, your financial plan should change as well. We regularly review the plan and make modifications when required.

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